Finally!
Greetings & Salutations!
I've got good news! (well, maybe not for YOU, but for me it is and I want to share it with you).
I have been working on refinancing my house since December 2012, and FINALLY it is DONE!
The process probably wouldn't have taken so long but we had to jump through a few hoops to make it happen.
#1, we owe more than our house is worth. (not a unique situation, I know)
#2, we did not have the funds to do an apprasial
#3, we have PMI, which really threw a monkey wrench into things.
Anyway, John got that awesome new job at Aaron Carlson, and although everything was approved, we had to provide new pay stubs, bla bla bla.
Our previous interest rate with Citi Mortgage was 6.375. Our new improved interest rate is 3.75, we didn't have to start over at 30 years, and we didn't have to come up with an apprasial. We are going to save a plethora of money and lower our monthly payment.
So, the stress leading up to getting this done has really been wrecking havoc on my Crohn's disease (not that my body needs and excuse to have issues mind you).
Strangely, I no longer am having trouble with insomnia. Not only am I able to fall alseep on my own, I am staying asleep all night. Yay me!
I had to follow up with the Gastroenterologist specialist people last week, as they increased the Remicade (remember? we talked about that a while back). Anyway, NOW they want to check things out again, as the last time they did the testing they found precancerous cells. Okay fine. I've done this silly test a zillion times, no sweat. HOWEVER, since I've been having more acid reflux, they are concerned and want to check out that end now too. I've never and an endoscope before (they stick a tube down my throat, to my stomach & duodenum) to make sure the Crohn's hasn't decided to move on to new exciting locations. THAT procedure I am nervous about. I can't wrap my mind around the idea of me being awake and having that shoved down my throat without me either A. Barfing everywhere or B. Struggling wildly to get it out.
Yeah I know, I will be lightly sedated. Still.
This adventure takes place Friday March 1st. Yippy.
This whole Crohn's disease thing really pisses me off.
I've got good news! (well, maybe not for YOU, but for me it is and I want to share it with you).
I have been working on refinancing my house since December 2012, and FINALLY it is DONE!
The process probably wouldn't have taken so long but we had to jump through a few hoops to make it happen.
#1, we owe more than our house is worth. (not a unique situation, I know)
#2, we did not have the funds to do an apprasial
#3, we have PMI, which really threw a monkey wrench into things.
Anyway, John got that awesome new job at Aaron Carlson, and although everything was approved, we had to provide new pay stubs, bla bla bla.
Our previous interest rate with Citi Mortgage was 6.375. Our new improved interest rate is 3.75, we didn't have to start over at 30 years, and we didn't have to come up with an apprasial. We are going to save a plethora of money and lower our monthly payment.
So, the stress leading up to getting this done has really been wrecking havoc on my Crohn's disease (not that my body needs and excuse to have issues mind you).
Strangely, I no longer am having trouble with insomnia. Not only am I able to fall alseep on my own, I am staying asleep all night. Yay me!
I had to follow up with the Gastroenterologist specialist people last week, as they increased the Remicade (remember? we talked about that a while back). Anyway, NOW they want to check things out again, as the last time they did the testing they found precancerous cells. Okay fine. I've done this silly test a zillion times, no sweat. HOWEVER, since I've been having more acid reflux, they are concerned and want to check out that end now too. I've never and an endoscope before (they stick a tube down my throat, to my stomach & duodenum) to make sure the Crohn's hasn't decided to move on to new exciting locations. THAT procedure I am nervous about. I can't wrap my mind around the idea of me being awake and having that shoved down my throat without me either A. Barfing everywhere or B. Struggling wildly to get it out.
Yeah I know, I will be lightly sedated. Still.
This adventure takes place Friday March 1st. Yippy.
This whole Crohn's disease thing really pisses me off.
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