This & That....
Greetings & Salutations! Hope you guys all had a wonderful Thanksgiving. John and I drove to Mom and Dad's in Brainerd, where we were lucky enough to spend time with some of my awesome family. I am very thankful to have been blessed with a very large extended family. Mom and Dad are leaving for Arizona next Wednesday the 28th. They will be gone until May of next year. While I am going to miss them terribly, I know that they have a great time when they are there, and are busy nearly every day. Plus, we can chat on Skype or on our cellphones. We're all on Verizon, so its a free call - sort of. :) I finally took the leap and began looking into refinancing our house. I saw so many homes be forclosed on in the last few years, it was scary to me to even fathom taking a chance, however the interest rates were too good to ignore. Glad I did. If all goes through as planned we'll be saving a ton of money in interest alone, not to mention monthly payments. Didn't hav